Posts Tagged ‘policy’

Your Financial Health

Posted in Financial Tips

Checking your financial health is as important as visiting your doctor for routine health checks. By doing health checks, you also will feel calm or relieve when the results are good. If, for example, found undesirable conditions, then you also can take steps to fix it.

The same also applies when making a financial health check. These checks will help you determine if financial condition is fine, or there should be increased or considered.

Where do we start it? You need spend special time in conducting financial health check. Depending on the scale of financial assets and liabilities you have, you might also involve other people to help do that, and some even use the services of a private accountant. Whichever way you will use, is more better to do than nothing.
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What is Risk Management Insurance?

Posted in Uncategorized

Adding additional Risk management and insurance is a simple but necessary addition to any business insurance plan. It’s designed to protect your business financially in the event that a covered risk prevents you from operating effectively for a period of time, causing losses. But why might you need business interruption insurance?

Fire & Natural Disasters

If a fire destroys your building, it can take weeks or months before normal operations can be resumed, and in most cases, income would be lost during that period even though many regular business expenses would continue. The same situation arises when natural disasters strike. Does your current insurance policy cover you for business interruption? And if so, does it cover you if that interruption is due to earthquake or flood or only for other events?
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Summer is Here, Prepare your Business for the Heat!

Posted in Financial Tips

We all love long summer days. However, summer is the season of wild fires in California so it’s time to look at where you may need to pay some attention to lessen the risks to your business and to ensure your insurance is appropriate.

If you are in a fire prone area, taking additional precautions to protect your business from fire damage may net you a discount on your California business insurance. You’ll also be better protected in the event that a wild fire approaches your business premises.

Here are some measures you might consider:
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4 things every new business owner should know

Posted in Financial Tips

When you’re just starting out in business, particularly if you’re operating from home, there are a hundred things to think about and do. Somehow, insurance often ends up on the bottom of the new business owner’s list – but if you’re setting up a new enterprise in the Lone Star State, business insurance should be given a high priority. And it may not be as simple as you imagined. Here are 4 important things you should know:

1. If you’re operating from home and will have clients attending your premises, the liability cover on your home insurance policy may not cover you if you’re using the home as your ‘business premises’. Your business equipment may not be covered either. You’ll need to clarify these issues to determine if additional cover is required.
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